To buy health insurance in India, start by identifying your healthcare needs and budget. Choose a plan that covers essential medical expenses, including hospitalization, surgeries, and pre/post-hospitalization care. Consider factors like coverage for critical illnesses, cashless hospital networks, and family floater options. Compare premiums, deductibles, and exclusions across different insurance providers using online platforms like Okbima. Ensure the policy covers your preferred hospitals and offers a smooth claim process. Once you’ve chosen a plan, you can purchase it directly through the insurer’s website or an insurance aggregator. Review the terms carefully before finalizing your purchase.
Buy Health Insurance plans in India